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Using our online loan application, you can take your time and complete your application whenever it's convenient for you. And, you can always save your work and come back and complete it later if you need to.

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We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.

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We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment.

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 3.75% 3.79%
15-yr Fixed 3.22% 3.29%
1-yr Adj 3.46% 3.49%
* national averages

Joe Engle - LoanSmart, Inc.

Joe originates and funds both residential and commercial loans, which include FHA, VA, Conventional and Jumbo. Joe works with all purchasers, which include first time home buyers, buyers who are moving up or down, and buyers looking to purchase vacation homes or investment property. Joe has extensive network of commercial lending sources to find the right loan on a specific property. This extensive network applies to all commercial properties in all states.